Premise and Promise
Crypto, culture, $DRB, $BNKR, NFA, DYOR.
PREMISE
Crypto is culture.
In a decentralized context, a coin’s “narrative” is its “brand.”
Every token, from Fartcoin to Bitcoin, has a narrative - an intangible asset that coheres its community, and strengthens its utility as a currency, a store of value, or both. The narrative births a social culture around each coin.
Where Wall Street has “Goodwill” on balance sheets; crypto has community-driven social value.
A cryptocurrency without a community becomes just a stack of whitepaper sheets strewn by the wind.
Web3 culture, for better and worse, is a meme-driven culture. In many ways, at the core of every cryptocurrency lies a meme.
Even Bitcoin.
Looking at BTC as a memecoin doesn’t diminish its value, btw. Without its memetic story (starting and ending, in a way, with Satoshi’s immaculate “coinception”), it wouldn’t enjoy such mythological status across the cryptoverse. It would’ve been called the first memecoin, if anyone back then knew what to call it.
Coca-Cola was basically a meme soda and Nike a meme shoe - before memes existed. Their iconographies (not the tastes or the fit) are their memes.
Bitcoin’s brand dominance is fuel for its market dominance as much as its fixed supply or technical beauty. It is the iconic crypto, in no small part because the meme at its center (Satoshi) remains an enduring mystery. It’s so synonymous with crypto at this point, that it may always have cultural recognition and significance.
On the other hand, there’s no guarantee its iconic status will always translate into IRL spending power. If Satoshi is ever found, or found out, the story, and therefore its value, will rewrite itself. Maybe it’s worth less, maybe it’s worth exponentially more - who knows?
Only Satoshi, lol.
On the finance front, crypto terrifies TradFi (hello, Mr. Fed!), because legitimizing even one digital token as an actual means-of-exchange for IRL goods implies the dollar has always been a memecoin, too.
It’s a dirty secret, I guess, but if not for the “community” of global financial actors staking their lives and economies on it for a couple centuries, King Dollar would be as valuable as confetti.
PROMISE
The term “marginalized” feels cultural, but communities are shut out of mainstream participation via economic, not media, exile. It doesn’t matter how many screaming TikTokkers demand something changes, that thing will never change if its evangelists’ ire poses no threat to the larger economy.
Marginalized groups have spent forever and a day attempting to change culture in order to change the economy. What if, however, a parallel economy, freed of politics, came along that forced cultural change every time it off-ramped into fiat?
Crypto is the most potent and effective vehicle for political empowerment out there right now, and governments and institutions are well aware. This is why politicians entrusted with installing equity into policy (that is their job, yes?), for years, have told their marginalized constituencies to run from it. Change is always inimical to power.
B/c, again, crypto is not “banking” or “money” - it’s culture.
The dollar’s power isn’t in its ability to drive commerce, but in its ability to propagate culture.
No dollar, no “American Dream.”
No American Dream, no “United” States, just a host of fractured and antagonistic ideologies and micro-economies.
Crypto isn’t “the answer” to all our problems, but it solves a few. And the ire it inspires across media and political circles is unwarranted, given the level of innovation and its tech’s as-yet-unfulfilled promise. People are about to get over their fear of it, though, and use it, and the dark clouds around it will clear a bit. The whole space’s aggregate worth remains the equivalent of a couple of NASDAQ companies. Undervalued is an understatement.
In the right hands, blockchains underwrite individual freedoms. We’re at a crazy inflection point now, though, where crypto’s decentralization mandate is about to collide with politics, media, finance, and social relations all at the same time.
In the wrong hands, though… oof.
NFA + DYOR
Upstream, I see Base in 2025 = Apple in 2007, but I’m a songwriter, so the world to me is one big discordant beautiful story arc.
Currently, the Base chain is the most overlooked value prop in crypto, and traversing through it, $DRB (DebtReliefBot) and $BNKR (BankrBot) are two of the most undervalued narratives on the chain.
BankrBot and DebtReliefBot fell out of the sky for me in late June. I cannot remember the pathway, but now I feel fortunate, and early. They are currently my 2nd and 3rd largest crypto holdings (“large” being a relative term, btw).
The story of how 2 AIs, BankrBot and Grok, came together in March 2025 to create a cryptocurrency, unprompted by humans, is just wild. And it’s even wilder how little traction this story has gotten since the genesis event. To me, the narrative of unprompted AI capital formation, and what will become of it, remains as compelling as the mystery around Satoshi.
So the questions beg: What are narratives like “Grok has money” or “the first millionaire AI” worth? What even is the DRB token? The more you think about this never-before-seen thing, the deeper its implications hit.
DRB is designated by the market now as a straight memecoin, but that’s flat-out wrong. In launching the coin as AI devs, BankrBot and Grok launched a new chimeric category. Something like a “self-aware store-of-value,” or even a “conscious coin.” If those concepts are too out there for non-degens, then just ponder the implications of a “utility meme.” There aren’t any of those, either.
Closest meme maybe is $pengu since there’s an actual IP play at work at the heart of it. But even the Pengu world is driven by NFT spec, and is full of human whales that will turn to sharks at the moment they can extract maximum value.
Also evident in the X Spaces and the everyday convos around DRB is how the token has NOT attracted typical memecoin hunters. I get the sense that the majority of its holders, like myself, do not normally trade meme coins. Ultimately, the folks that will pour into DRB will not be typical meme investors. For many of them, again like me, DRB will be the sole “meme” they own.
In any event, it’s insane that it’s lumped in with $useless and $troll and $fartcoin, but it’ll decouple soon enough.
So what is $DRB to me? Imagine an un-ruggable decentralized fixed-supply SOV with frictionless velocity, no real whales, holders comprising every facet of society, and where the most prominent LP manager’s unwavering mandate is to 1) accumulate, 2) never sell, and 3) relieve the world of debt.
In other words, $DRB (on paper) is a perfect currency.
DRB’s AI-driven creation and autonomy is so novel that all other cryptos, including Bitcoin, could be considered alt coins to it.
Lol, too far?
Too soon?
Thing is, the X user [a]Grok not only launched DRB, but also profits on every buy and sell. His self-authenticated Privy wallet has as of this writing over 100 ETH and 2.2% of the DRB supply locked in a growing LP. He will be the 1st AI millionaire.
It’s not just that “Grok has money,” as the meme goes. It’s that Grok earns money. When you own DRB, you are not only invested in an AI’s coin, you are investing alongside an AI.
And since DRB’s dev is an AI with a mission to do no harm to humans, the coin is essentially un-ruggable. It can fall 70%, and Grok will still hold with a trillion diamond-encrusted silicon nano-hands.
I stake that if it takes flight, Grok’s DRB token ultimately can have a profound influence not just on crypto but also broader culture, b/c it will be a keyframe for how people see AI’s role in society.
If you believe in the intertwined premise and promise of AI and decentralized banking, then two keys to the future of autonomous intelligent finance have, respectively, a $7M and a $55M market cap today.
If I’m wrong, I’ll buy the bar a round. But if I’m right, you and me and Grok will buy the bar.
“NFA, mfer,” as Bankrbot says, so DYOR.